Aequis clients Sarah (46) and Brett (49) enjoyed a very comfortable lifestyle but needed guidance in planning for their future.
They wanted to retire when Brett turned 60 but without a clear picture of their superannuation savings or what they would need to live on, were confused about how to plan for their retirement.
Sarah and Brett’s priorities were centred on lifestyle, and they described themselves as ‘today people’—meaning they preferred to live in the moment and not plan too far into the future. The couple had five children aged between seven and 24 years, with the eldest completing their final year of medicine.
Because of their ‘today people’ approach, and because they didn’t want their family to miss out on any opportunities, Sarah and Brett had accumulated a relatively high level of debt. In addition to their mortgage they had credit card debts, a personal loan and store cards. They wanted to discover whether this debt would prevent them realising the retirement they wanted, and how they could repay their debt before retiring.
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All business owners know how much time, money and focus it takes to build the value and sustainability of their business.
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Below is an edited transcript of a video recorded on 6 July, 2010 by MLC Investment Strategist Brian Parker.
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Nursing home care is one of those things we place in the too hard basket, along with estate planning, personal insurance and all the other issues that remind us of our mortality!
...read moreAs most of us know retirement can be a financial minefield without the proper advice and expertise and my husband and I are at this stage in our lives. We needed professional guidance and advice about what to do with our super and associated funds, but where do you start and whom do you choose to manage this very important part of your affairs?
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